At 4x4 Rent a Car, the rate you see from $35/day already includes Costa Rica's mandatory basic insurance. This page explains what that insurance covers, what the optional full coverage adds, and how the security deposit works, so you can compare quotes on equal terms before you travel.
What the "from $35/day" rate includes
- A 4x4 vehicle for each 24-hour rental period, counted from your pick-up time. Extra hours beyond a full period are charged.
- The mandatory basic insurance described below.
- The final rate depends on the vehicle, the season and availability. Your personalized quote shows the exact amount.
Mandatory basic insurance
Every rental includes basic insurance. It is mandatory and cannot be declined, even if your credit card offers rental car coverage.
| Coverage | What is covered | Your deductible |
|---|---|---|
| Damage to the rental vehicle | Repair of the vehicle | Up to $1,000 |
| Theft of the vehicle | Loss of the vehicle | Up to $2,000 |
| Damage to third parties | 80% of the damage | The remaining 20% |
Optional full coverage: zero deductible, from $17/day
If you prefer not to carry any deductible, you can add our second insurance from $17/day:
- It covers the deductibles of the basic insurance ($1,000 for damage and $2,000 for theft), so your deductible is zero.
- It also covers the remaining 20% of third-party damage.
Security deposit
- A deposit from $500 is held on a major credit card in the main driver's name.
- It protects against incidental charges and damages during the rental.
- Want to use a debit card? Contact our team before you book and we will tell you the options.
What you need to rent
- Drivers aged 25 or over rent at the standard rate. Drivers aged 21 to 24 can also rent, with a young-driver surcharge from $13/day.
- A valid driver's license.
- A passport.
- A major credit card in the driver's name.
All documents and conditions: car rental requirements.
Frequently asked questions
Is insurance included in the price?
Yes. The mandatory basic insurance is included in the "from $35/day" rate. Full coverage with zero deductible is optional, from $17/day.
Can I use my credit card's rental insurance instead?
No. The basic insurance is mandatory and cannot be replaced with credit card coverage.
What is my deductible with full coverage?
Zero. The second insurance covers the $1,000 and $2,000 deductibles and the remaining 20% of third-party damage.
Can I return the car at the Nicaragua or Panama border?
Yes, returns at the border are possible. The cost depends on the route, so ask us for it in your quote request.